Insurance guides
Plain-English answers to the questions UK drivers and businesses ask most — and how to compare quotes when you're ready.
Taxi Insurance
Can I drive for Uber on private hire insurance?What is hire and reward insurance for taxis?Do I need public liability insurance as a taxi driver?How can I get cheaper taxi insurance?What documents do I need for taxi insurance?Can I get taxi insurance as a new taxi driver?Does taxi insurance cover any driver and any passenger?What happens if I'm caught picking up street fares on private hire insurance?
Car Insurance
Third party vs fully comprehensive car insurance — which is cheaper?How can I lower my car insurance premium?What is a no claims bonus and how does it work?Can I get car insurance with previous claims?What affects the cost of car insurance?Do I need to tell my insurer about modifications?What is third party fire and theft car insurance?What is the difference between voluntary and compulsory excess?
Van Insurance
Van insurance classes of use explainedCarriage of own goods vs hire and reward — what is the difference?Does van insurance cover my tools?Business vs social van insurance — what is the difference?How can I get cheaper van insurance?Can I use my van for personal use on a business policy?What is goods in transit cover?Do I need special insurance for a car-derived van?
Courier Insurance
What insurance do couriers need?Hire and reward vs courier insurance — what is the difference?What is goods in transit cover for couriers?Do Amazon Flex drivers need special insurance?Pay-as-you-go vs annual courier insurance — which is better?Do food delivery drivers (Deliveroo, Just Eat) need hire and reward insurance?Does courier insurance cover multi-drop work?
Motor Trade Insurance
Who needs motor trade insurance?Road risk vs combined motor trade insurance — what is the difference?Can I get part-time motor trade insurance?Can I get motor trade insurance working from home?Does motor trade insurance let me drive any vehicle?What proof of trade do I need for motor trade insurance?Motor trade insurance for car valeters and mobile mechanics
Tradesman Insurance
What does tradesman insurance cover?Is public liability insurance a legal requirement?Do I need employers' liability insurance?How much public liability cover do I need?Does tradesman insurance cover my tools?How much does tradesman insurance cost?
Fleet Insurance
How many vehicles do you need for fleet insurance?Can I mix cars and vans on one fleet policy?What is 'any driver' fleet insurance?Is fleet insurance cheaper than individual policies?How does fleet insurance work?What is the minimum driver age for any-driver fleet cover?