Do Amazon Flex drivers need special insurance?
Yes. Amazon Flex drivers need hire and reward courier insurance because they carry parcels for payment. A standard car or van policy will not cover this work.
What Amazon Flex drivers must have
Amazon Flex involves delivering parcels for a fee, which is classed as carrying goods for hire and reward. Your everyday social or commuting policy excludes this, so you must hold suitable courier cover before you start a delivery block.
- Hire and reward cover for paid parcel delivery.
- Goods in transit to protect the packages you carry.
- Public liability, often expected when working on a delivery platform.
Many Flex drivers work flexible hours, so pay-as-you-go or short-term courier policies can be cost-effective if you only deliver some days. Always confirm your cover meets Amazon's current requirements before signing up. Compare courier insurance quotes to find a policy that matches your blocks and vehicle.
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Will Amazon provide my insurance?
No. Amazon Flex drivers are responsible for arranging their own hire and reward courier insurance before delivering.
Can I drive Flex on a normal van policy?
No. A standard van policy does not cover delivery for payment, so a claim could be refused and you may be driving illegally for work.
Is pay-as-you-go insurance suitable for Flex?
Often yes. If you only pick up occasional blocks, hourly or short-term hire and reward cover can cost less than a full annual policy.