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Courier Insurance

If you deliver for a living, then your insurance should too

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading courier insurers so you don’t have to.

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If your van and cargo is essential to your business, ensuring your vehicle has the right type of cover in the event of it being damaged or stolen is essential and should be your top priority. Having the right courier insurance can make all the difference.

Couriers often transport valuable goods for their clients, and tend to spend more time on the road compared to the average driver. This means that they’re naturally exposed to more risks, which a lot of standard insurance policies may not cover.

Courier insurance can also help cover the cost of the goods that you’re transporting, should anything happen to them in transit. Get courier insurance tailored to your needs.

What Details Do I Need To Provide?


Details Of The Vehicle

You don’t need to know the exact model of your vehicle. Enter your reg and we’ll automatically fill the details for you.


No Claims Bonus (NCB)

We’ll ask for how many years of NCB you have. You can also request this from your current insurance provider.

Named Drivers

We’ll need the personal and licence details of other drivers in order to add them to your policy.

Licence Details

We need to know the details of your licence, how long you’ve held the licence, and what type you hold.


Previous Claims

Have you been involved in any accidents or claims in the last 5 years?

Driving Convictions

If you have any points or disqualifications on your licence, we will need to know all of the details.

What Are The Different Levels Of Cover I Can Purchase?

When taking out a courier insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Fully Comprehensive

This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.

Third-Party, Fire & Theft

This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your vehicle gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.

Third-Party Only

This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your vehicle. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

Frequently Asked Questions

We understand that taking out courier insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

If you’re currently providing a service that involves transporting products or documents between B2B or B2C in return for a payment, you’ll need a courier specific insurance.
It completely depends on the insurer that you go with. Some insurers will be able to include a set price that you’re covered for in your policy, others will ask that you get a Goods In Transit policy. Ask the insurer you’re in contact with if you’re unsure.
Again, it completely depends on the insurer that you go with. Some will allow you to transfer your No Claims Bonus from other vehicles without any issue, and some will ask that you have Courier specific NCB.