Hackney Carriage Insurance

Keep London moving with a policy you can trust

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading hackney carriage insurers so you don’t have to.

Finding cheap hackney carriage insurance is just one click away.


You keep London moving 24 hours a day. You’ve been relied on for decades. It’s imperative that you have the right insurance policy in place to keep up those expectations and to meet your standards.

Hackney Carriage insurance is specifically designed for those who have learned and passed the tests in order to operate as a cab driver in London. It’s safe to say that your vehicle is your livelihood.

Making sure you and your vehicle are fully protected against the risks you face as a professional driver is essential. Considering the fact you cover more miles than the average motorist - you’re also at a higher risk of having an accident.

We want to make sure you’re on the road with the policy that’s tailor-made for you. Here at Kompare, we can help you do just that.

What Details Do I Need To Provide?


Details Of The Vehicle

You don’t need to know the exact model of your taxi. Enter your reg and we’ll automatically fill the details for you.


No Claims Bonus (NCB)

We’ll ask for how many years of NCB you have. You can also request this from your current insurance provider.

Named Drivers

We’ll need the personal and licence details of other drivers in order to add them to your policy.

Licence Details

We need to know the details of your licence, how long you’ve held the licence, and what type you hold.


Previous Claims

Have you been involved in any accidents or claims in the last 5 years?

Driving Convictions

If you have any points or disqualifications on your licence, we will need to know all of the details.

What Are The Different Levels Of Cover I Can Purchase?

When taking out a hackney carriage insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Fully Comprehensive

This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.

Third-Party, Fire & Theft

This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your vehicle gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.

Third-Party Only

This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your taxi. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

Sounds Like This Doesn’t Apply To You?

Not a problem.

We understand that a lot of professions in the Taxi industry can overlap, that’s why we have the facilities in place to find the right policy that’s tailor made for you. If you’re in the wrong place, choose one of the alternative professions below and we’ll take you straight to the page you’re looking for.

 Black Cabs
 Private Hire
 Public Hire
 Mini Cabs
 Taxi Fleet

Frequently Asked Questions

We understand that taking a hackney carriage insurance policy can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

Hackney Carriage insurance is essential for anyone driving a cab in London. If you operate out of taxi ranks or accept customers who have not pre-booked their journey, you need this specialist cover.
You can with some insurers. However, the majority of the insurers that we work with will only insure you if you’re 25 and over. Don’t let that put you off though, there are insurers who will allow you to take out a policy with them. Just expect to pay more than those who are 25+.
Along with having a fully comprehensive insurance policy for your taxi, something that you should consider including is public liability cover. This will cover any legal or compensation claims from a passenger who is injured while in your taxi.
There are a few simple ways in order to lower the cost of your policy. The first way is to pay for your insurance annually. Even though paying in monthly instalments is easier, paying it all in one lump sum will end up being cheaper in the long run. Another way is to consider installing a black box into your hackney carriage. Having a device tracking your driving habits is the quickest way to lower your insurance (given that you drive sensibly).