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Young Driver Insurance

Finding car insurance for 17-24-year-olds just got easier

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading young driver insurers so you don’t have to.

Finding cheap young driver insurance is just one click away.

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  Young Driver
  Telematics
  Student Car
  Learner Driver

Congratulations on passing your driving test. The hours you have spent learning have finally paid off. Before you get out there though, you’ll need to buy your first car insurance policy.

Those aged between 17-24 are considered the riskiest on the road, and it’s no secret that they’re more likely to make a claim and tend to pay more for their insurance. While it seems like an impossible task to find cheap car insurance, it’s definitely possible.

Young drivers that stay safe on the roads should be rewarded with cheaper premiums and tailored policies. Luckily, Kompare searches for car insurance policies that are built with young drivers in mind.

What Details Do I Need To Provide?

 

Details Of The Car

You don’t need to know the exact model of your car. Enter your reg and we’ll automatically fill the details for you.

 

No Claims Bonus (NCB)

We’ll ask for how many years of NCB you have. You can also request this from your current insurance provider.

Named Drivers

We’ll need the personal and licence details of other drivers in order to add them to your policy.

Licence Details

We need to know the details of your licence, how long you’ve held the licence, and what type you hold.

 

Previous Claims

Have you been involved in any accidents or claims in the last 5 years?

Driving Convictions

If you have any points or disqualifications on your licence, we will need to know all of the details.

What Are The Different Levels Of Cover I Can Purchase?

When taking out a young driver insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Fully Comprehensive

This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.

Third-Party, Fire & Theft

This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your car gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.

Third-Party Only

This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your car. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

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Frequently Asked Questions

We understand that taking out young driver insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

There is a bigger risk of young drivers crashing than older, more experienced drivers. Young drivers starting out also can’t rely on their history of no claims discount, which would help stop the cost of insurance ramping up.
Installing a black box (also called telematics) into your car will mean that your driving will be monitored– and insurers calculate your premium based on this information. All you have to do is prove that you’re a safe and responsible driver, and you’ll pay less for cover.
As a young driver, it’s definitely worth considering adding a more experienced driver to your policy. Just make sure that they no previous claims or convictions and that you’re named as the main driver. If you’re not named as the main driver then that is called car insurance fronting, which could invalidate your policy.
If you’re starting to look for your first car, remember that buying the car is just the beginning as keeping it running can be expensive. However, there are plenty of cars within a reasonable budget that is easy to keep on the road and any maintenance needed will be at a low cost. You can read our article on the best cars to buy as a young driver here.