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Taxi fleet insurance is available for all types of taxi businesses, so no matter what type of vehicles you have in your fleet, you can get them covered under one policy, which can save you hundreds.
Insurance for your fleet of vehicles can cover a variety of things; including loss or damage, breakdown, replacement costs, as well as support towards legal and medical costs in the event of a crash.
This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.
This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your vehicle gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.
This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your vehicle. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.