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Most private hire taxi drivers work for a company or run a business of their own. This means they need to make sure they are always professional when it comes to their customers. Private hire taxi insurance can protect your vehicle as well as your business
As a private hire driver, your vehicle is your livelihood. It’s crucial to have the right insurance in place. A standard car policy won’t cover you if you’re carrying paying customers.
This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.
This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your vehicle gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.
This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your vehicle. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.
We understand that taking out private hire insurance policy can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.