Private Hire Insurance

Pre-book your policy with the help of Kompare

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading private hire insurers so you don’t have to.

Finding cheap private hire insurance is just one click away.


Private Hire insurance is designed for drivers who are licensed to carry passengers for hire and reward, but they must be pre-booked by a customer.

Most private hire taxi drivers work for a company or run a business of their own. This means they need to make sure they are always professional when it comes to their customers. Private hire taxi insurance can protect your vehicle as well as your business

As a private hire driver, your vehicle is your livelihood. It’s crucial to have the right insurance in place. A standard car policy won’t cover you if you’re carrying paying customers.

What Details Do I Need To Provide?


Details Of The Vehicle

You don’t need to know the exact model of your vehicle. Enter your reg and we’ll automatically fill the details for you.


No Claims Bonus (NCB)

We’ll ask for how many years of NCB you have. You can also request this from your current insurance provider.

Named Drivers

We’ll need the personal and licence details of other drivers in order to add them to your policy.

Licence Details

We need to know the details of your licence, how long you’ve held the licence, and what type you hold.


Previous Claims

Have you been involved in any accidents or claims in the last 5 years?

Driving Convictions

If you have any points or disqualifications on your licence, we will need to know all of the details.

What Are The Different Levels Of Cover I Can Purchase?

When taking out a taxi insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Fully Comprehensive

This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.

Third-Party, Fire & Theft

This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your vehicle gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.

Third-Party Only

This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your vehicle. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

Sounds Like This Doesn’t Apply To You?

Not a problem.

We understand that a lot of professions in the Taxi industry can overlap. That’s why we have the facilities in place to find the right policy that’s tailor made for you. If you’re in the wrong place, choose one of the alternative professions below and we’ll take you straight to the page you’re looking for.

  Black Cabs
 Public Hire
 Mini Cabs
 Taxi Fleet
 Hackney Carriage

Frequently Asked Questions

We understand that taking out private hire insurance policy can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

Well, if you’re a professional driver who takes private bookings to transport customers from point A to point B for the purpose of hire and reward, then you’ll need to take out a private hire insurance policy.
It is. The reason being is that the risks that are associated with driving a private hire taxi are much lower than if you were driving a public hire taxi.
Absolutely. If you’re an Uber driver, you’re essentially a private hire driver seeing as you take private bookings. Your private hire policy can be tailored and designed to cover all the same aspects as a standard private hire insurance policy.
A typical policy will cover you in the event of fire, theft and accidental damage caused to your vehicle. You can purchase additional coverage for things like public liability, windscreen repair and use of your vehicle in the EU. Speak to your insurer about including these items on your policy.