Black Cab Insurance

Get back on the road today with the help of Kompare

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading Black Cab insurers so you don’t have to.

Finding cheap Black Cab insurance is just one click away.

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You keep London moving 24 hours a day. You’ve been relied on for decades. It’s imperative that you have the right insurance policy in place to keep up those expectations and to meet your standards.

Black Cab insurance is specifically designed for those who have learned and passed the tests in order to operate as a cab driver in London. It’s safe to say that your vehicle is your livelihood.

Making sure you and your vehicle are fully protected against the risks you face as a professional driver is essential. Considering the fact you cover more miles than the average motorist - you’re also at a higher risk of having an accident.

We want to make sure you’re on the road with the policy that’s tailor-made for you. Here at Kompare, we can help you do just that.

What Details Do I Need To Provide?

 

Details Of Your Vehicle

You don’t need to know the exact model of your vehicle. Enter your reg and we’ll automatically fill the details for you.

 

No Claims Bonus (NCB)

We’ll ask for how many years NCB you have. You can also request this from your current insurance provider.

Named Drivers

We’ll need the personal and licence details of other drivers in order to add them to your policy.

Licence Details

We need to know the details of your licence. How long you’ve held the licence and what type you hold.

 

Previous Claims

Have you been involved in any accidents or claims in the last 5 years?

Driving Convictions

If you have any points or disqualifications on your licence, we will need to know all of the details.

What Are The Different Levels Of Cover I Can Purchase?

When taking out a Black Cab insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Fully Comprehensive

This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.

Third-Party, Fire & Theft

This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your vehicle gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.

Third-Party Only

This is the most basic level of cover you can purchase and the lowest that is legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your Black Cab. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

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Frequently Asked Questions

We understand that taking out Black Cab insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

Black Cab insurance is essential for anyone driving a London, or Hackney Carriage Cab. If you operate out of taxi ranks or accept customers who have not pre-booked their journey, you need this specialist cover.
You can with some insurers. However, the majority of the insurers that we work with will only insure you if you’re 25 and over. Don’t let that put you off though, there are insurers who will allow you to take out a policy with them. Just expect to pay more than those who are 25+.
In a word, no. If you want to purchase Private Hire Insurance, you must be driving a vehicle that can’t be hailed down on the street or parked in taxi ranks. Users of your vehicle must be able to pre-book your services.
There are a few simple ways in order to lower the cost of your policy. The first way is to pay for your insurance annually. Even though paying in monthly instalments is easier, paying it all in one lump sum will end up being cheaper in the long run. Another way is to consider installing a black box into your cab. Having a device tracking your driving habits is the quickest way to lower your insurance (given that you drive sensibly).