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If you’re in the motor trade industry and have a premises, it’s essential to have the right combined insurance policy. If your business involves driving customers vehicles, you need to take out road risk insurance as well. That will be taken care of within your combined traders policy.
Although combined motor trade insurance isn’t necessary for every motor trade business, it’s the sensible option. Especially for those that have a premises who employ staff.
Combine all of the common road risk insurance cover options, including third party; third party, fire & theft; and fully comprehensive.
This will cover your premises from structural damage and vandalism.
When you work with the public, liability claims are always a risk. Public liability will cover you in case a claim goes against you.
Claims from employees are becoming more common. A combined policy that includes employers liability will protect you against such claims.
We understand that combining insurance policies can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.