Breakers Salvage Insurance

Don’t leave it to the last minute to salvage a policy you like

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading breakers salvage insurers so you don’t have to.

Finding cheap breakers salvage insurance is just one click away.

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  Breaker
  Scrap Dealer

There are plenty of potential risks involved with running a breaker, salvage or scrap yard and those working in one will already be fully aware of them. It is crucial that you have a policy in place that will protect you against any potential risks.

A scrap yard is full of dangers. With so many damaged cars piled on top of each other and machinery, if anything were to go wrong it could be fatal. This includes machinery such as crushing machines and cranes. There is a higher chance of yourself or your employees becoming injured whilst dismantling cars.

If you work in the Motor Trade industry as a breaker, salvage or scrap operator, you need to find an insurance policy that understands your needs. It must also be aware of the risks associated with your business, and is able to offer the cover that’s right for you.

What Are The Different Policy Types That I Can Take Out?

When taking out a breakers salvage insurance policy, you’ll be asked which type of cover you’d like to purchase. There are two levels of cover. Here are your options:

Road Risk

This is perfect for those based at home rather than at a set premises. This helps cover the vehicles that are in the trader’s possession when on the road. This will help with situations such as driving a vehicle from your garage to a driveway, picking up or returning a vehicle to a customer, or testing a vehicle after repair work has finished.

Road Risk & Premises Cover

You will need a combined policy if you own and operate a business from a location, rather than out of your home. This is also essential if you employ workers, keep any stock, and store customers vehicles overnight.

Unsure About Which Policy You Need?

If you’re unsure about which policy you need to take out for your business, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

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Sounds Like This Doesn’t Apply To You?

Not a problem.

We understand that a lot of professions in the Motor Trade industry can overlap. That’s why we have the facilities in place to find the right policy that’s tailor made for you. If you’re in the wrong place, choose one of the alternative professions below and we’ll take you straight to the page you’re looking for.

  Mechanics
  Vehicle Sales
  Breakdown/Recovery
  Combined
  Road risks
  Windscreen repair
  Valeter
  Vehicle Delivery
  Car Body Shop
  Other

Frequently Asked Questions

We understand that taking out breakers salvage insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

Companies in the motor trade insurance business declare a vehicle to be salvage when the cost of the repairs is greater than the car’s value. A car is usually considered a total loss if the repairs would cost 50% to 90% of its value.
Breakers Salvage insurance is specifically designed for those working at a scrap, salvage or breaker yard. Because of the risks they face on a daily basis are unique, having a tailored insurance policy which provides the specific cover they require is important. Policies can include cover for road risks, specialist machinery, personal and business vehicles, and public and employers liability.