Landlord Insurance

Insure all of your properties and possessions under one policy

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading landlord insurers so you don’t have to.

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  Buildings
  Contents
  Combined

Landlord Insurance is home insurance designed for property owners who lease out their properties. Even though having Landlord insurance isn’t a legal requirement, having it will save your back if disaster strikes one of your homes.

Landlord insurance will provide cover for your buildings and any furnishing. It can also protect your rental income and cover your liabilities if your tenants are injured on your property and you are deemed to be at fault.

Having landlord insurance will keep your investments safe. It will also help get your property back up and running, should anything happen.

Cheap Landlord Insurance

Finding cheap Landlord insurance is just one click away.

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What Are The Different Levels Of Cover I Can Purchase?

When taking out a landlord insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Buildings

This will help cover the cost of repairing or rebuilding the structure of your properties if it’s damaged by an event that you’re insured for (e.g. fire, flood, storm etc.). It can also help with outside structures that are connected your properties, such as garages and fences.

Contents

Contents insurance will help cover the costs of replacing your possessions in your properties if they’re stolen, destroyed or damaged. It can be bought as a single policy.

Combined

This is a combination of Buildings and Contents insurance, and unsurprisingly the most popular policy to purchase. A combined policy will help cover you financially in the event that your properties or belongings are damaged or destroyed. Your insurer will pay to replace your belongings and repair your properties.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

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Cheap Landlord Insurance

Finding cheap Landlord insurance is just one click away.

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Frequently Asked Questions

We understand that taking out landlord insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

Landlord insurance can also help cover the following:
  • Accidental Damage - if your tenants damage your property unintentionally.
  • Malicious Damage - if your tenants damage your property intentionally.
  • Loss of Rent - this will help if your tenants are unable to pay their rent.
  • Unoccupied Property - if you don’t have any tenants for a period of time, this will help cover the rent you’re missing out on.
  • Employers Liability - if you employ people to work on your property who then become injured, this will help against any legal battles that could come your way.
If you’re not living there, a regular home insurance policy may not cover a rented property. Plus, regular home insurance isn’t designed for specific issues that landlords face, and your policy may not cover the costs of any claims that need to be made by your tenants.
You have a few options in this instance. You can:
1) Insure each property individually. This will let you pick a policy that’s tailored to each individual property.
2) Have multiple properties under one policy. A lot of insurers will allow you to take out a multi-property deal for your situation. You will have to talk to your insurer about this as we can’t promise anything.