Mechanics Insurance

Create a bespoke mechanics policy for you and your business.

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading mechanics insurers so you don’t have to.

Finding cheap mechanics insurance is just one click away.

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  Accessory Fitter
  Mechanical Repair
  Mobile Mechanic
  Tyre / Exhaust Fitter
  MOT Prep / Testing
  Vehicle Electrician
  Scooter Repairs
  Motorcycle Repairs
  Other

You fix problems, repair damages and provide a complete service from either your garage, home or as part of a mobile service. That’s why you deserve the best policy available to you on the market.

As a mechanic, your work requires attention to detail and a great level of patience as you’re responsible for repairing your customers vehicles. Don’t you think it’s essential to have the right insurance in place to protect you if something goes wrong? We think so.

Along with insuring your premises, vehicles, and employees, you also have the opportunity to find an insurer who will help you with your tools and equipment. Work part-time as a mechanic? No problem. We can help you find a policy that covers those who operate as a mechanic as a side occupation.

Whether you want to beat your current provider’s renewal quote or insure a new venture, our quick, easy price comparison service could help you find a cheaper mechanics insurance deal in no time at all.

What Are The Different Policy Types That I Can Take Out?

When taking out a mechanics insurance policy, you’ll be asked which type of cover you’d like to purchase. There are two levels of cover. Here are your options:

Road Risk

This is perfect for those based at home rather than at set premises. This helps cover the vehicles that are in the trader’s possession when on the road. This will help with situations such as driving a vehicle from your garage to a driveway, picking up or returning a vehicle to a customer, or testing a vehicle after repair work has finished.

Road Risk & Premises Cover

You will need a combined policy if you own and operate a business from a location, rather than out of your home. This is also essential if you employ workers, keep any stock, and store customers vehicles overnight. If you operate as a mobile mechanic, you will need to choose this option as the vehicles and contents inside your van will come under premises cover.

Unsure About Which Policy You Need?

If you’re unsure about which policy you need to take out for your business, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

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Sounds Like This Doesn’t Apply To You?

Not a problem.

We understand that a lot of professions in the Motor Trade industry can overlap, that’s why we have the facilities in place to find the right policy that’s tailor made for you. If you’re in the wrong place, choose one of the alternative professions below and we’ll take you straight to the page you’re looking for.

  Vehicle Sales
  Breakdown/Recovery
  Combined
  Road risks
  Windscreen repair
  Valeter
  Vehicle Delivery
  Breakers salvage
  Car Body Shop
  Other

Frequently Asked Questions

We understand that taking out mechanics insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

You’ll need mechanics insurance if you work as a full-time or part-time mechanic from a large business premises or out of your garage at home.
You have the choice to cover anything that your business uses or owns. This includes tools, machinery and stock, premises cover and employers liability (which is a legal requirement if you have anyone working for you). It is also important to consider factors such as public liability and product liability as in the event of an incident, a claim could set you back a considerable amount.
A lot of the insurers that we work with require you to be over the age of 25 in order to take out an insurance policy with them. If you are under-25, don’t be disheartened! There are companies out there who will represent you, just be mindful that you may end up paying more than those who are over 25.
To put it simply, you’re constantly working on vehicles that don’t belong to you. Any damage that you cause to those vehicles could land you in trouble and having to fight a legal battle.