Mini Cabs Insurance

Don’t leave your customers stranded, get back on the road now

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading mini cab insurers so you don’t have to.

Finding cheap mini cab insurance is just one click away.


Your minicab is a commercial vehicle used to transport passengers. As the driver, you’re required to have a specific type of insurance. It’s vital to understand that minicab insurance is not like regular car insurance.

You should view minicab insurance as a type of business insurance. It’s there to protect your passengers, your vehicle, and you in case you’re involved in an accident. Throw in the fact that you’re driving more miles than the average driver, you can see why there is an increased risk of an accident.

Whether you’re looking to improve your current policy or enquire about a new venture, Kompare will assist you every step of the way.

What Details Do I Need To Provide?


Details Of The Vehicle

You don’t need to know the exact model of your mini cab. Enter your reg and we’ll automatically fill the details for you.


No Claims Bonus (NCB)

We’ll ask for how many years of NCB you have. You can also request this from your current insurance provider.

Named Drivers

We’ll need the personal and licence details of other drivers in order to add them to your policy.

Licence Details

We need to know the details of your licence, how long you’ve held the licence, and what type you hold.


Previous Claims

Have you been involved in any accidents or claims in the last 5 years?

Driving Convictions

If you have any points or disqualifications on your licence, we will need to know all of the details.

What Are The Different Levels Of Cover I Can Purchase?

When taking out a mini cab insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Fully Comprehensive

This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.

Third-Party, Fire & Theft

This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your mini cab gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.

Third-Party Only

This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your mini cab. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

Sounds Like This Doesn’t Apply To You?

Not a problem.

We understand that a lot of professions in the Taxi industry can overlap, that’s why we have the facilities in place to find the right policy that’s tailor made for you. If you’re in the wrong place, choose one of the alternative professions below and we’ll take you straight to the page you’re looking for.

  Black Cabs
 Private Hire
 Public Hire
 Taxi Fleet
 Hackney Carriage

Frequently Asked Questions

We understand that taking a mini cab insurance policy can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

Well, if you drive your mini cab solely for profit and accept passengers for transport, either pre-booked or hailed off the street, then you’re required to take out mini cab insurance.
You can with some insurers. However, the majority of the insurers that we work with will only insure you if you’re 25 and over. Don’t let that put you off though. There are insurers who will allow you to take out a policy with them. Just expect to pay more than those who are 25+.
The majority of standard mini cab insurance policies will not include public liability as part of your cover. If you wish to take public liability cover out as well, talk to your insurer to see if they will include this in your policy. If not, you will have to take out a separate insurance policy.
A typical policy will cover you in the event of fire, theft and accidental damage caused to your vehicle. You can purchase additional coverage for things like public liability, windscreen repair, and use of your vehicle in the EU. Speak to your insurer about including these items on your policy.