Motorbike Insurance

We think finding motorbike insurance should be a piece of cake.

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading motorbike insurers so you don’t have to.

Finding cheap motorbike insurance is just one click away.

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Whether you ride a Harley Davidson or a Vespa, arranging the necessary motorbike insurance is a legal requirement - don’t let this cost you a fortune though.

Motorbike insurance is exactly like car insurance, but for bikes. If you or someone else is injured in an accident or your bike is stolen, having the right insurance will cover the costs involved to get you back out on the roads.

Here at Kompare, we understand that every rider and every bike is different. Whether you’re a motorbike enthusiast or just enjoy going out on your bike every now and then when the weather is good, we’ll have the policy that suits your situation.

It doesn’t matter if you want to beat your current provider’s renewal quote or insure a new motorbike, our quick, easy price comparison service could help you find a cheaper motorbike insurance deal.

What Details Do I Need To Provide?

 

Details Of The Motorbike

You don’t need to know the exact model of your motorbike. Enter your reg and we’ll automatically fill the details for you.

 

No Claims Bonus (NCB)

We’ll ask for how many years of NCB you have. You can also request this from your current insurance provider.

Named Drivers

We’ll need the personal and licence details of other drivers in order to add them to your policy.

Licence Details

We need to know the details of your licence, how long you’ve held the licence, and what type you hold.

 

Previous Claims

Have you been involved in any accidents or claims in the last 5 years.

Driving Convictions

If you have any points or disqualifications on your licence, we will need to know all of the details.

What Are The Different Levels Of Cover I Can Purchase?

When taking out a motorbike insurance policy, you’ll be asked which type of cover you’d like to purchase. There are three levels of cover. Here are your options:

Fully Comprehensive

This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.

Third-Party, Fire & Theft

This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your motorbike gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your bike or any medical expenses, you will have to pay the costs.

Third-Party Only

This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your bike. If your motorbike is damaged or stolen, you won’t be able to claim back the cost.

Unsure About Which Cover You Need?

If you’re unsure about which policy you need to take out for your business, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

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Frequently Asked Questions

We understand that taking out motorbike insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

This is often referred to as pillion cover and this will depend on the type of policy you purchase. You’ll have to check the terms and conditions of your cover and your licence before carrying any passengers.
This isn’t usually included in standard cover. Although, a lot of insurers do offer an optional extra for helmet and leather cover. This will be helpful to have in your policy if your gear is damaged due to an accident.
Some insurance providers can offer policies which will allow you to ride any bike. This will cover you if you were to rent or borrow another bike. Read through your policy carefully as you may find that your level of cover may not be the same while driving other motorbikes.
You may find the odd insurance company that will allow this, but the vast majority will not. You may find an insurance provider who will take your NCB from your car insurance into account. Have a look around and talk to different providers before making a decision.