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Taxi insurance is a legal requirement if you drive a taxi for a living. It’s designed to protect you, your car and your customers when you’re driving. As you drive more miles than the average motorist, you need to make sure you have a specialist policy in place.
Our panel of insurers includes options for Black Cabs, Private Hire vehicles and Minicabs. We want to ensure that you can get the right type of cover for your business.
This is the most extensive level of cover available. It includes third-party, fire & theft. This protects you and other motorists from any damage you cause, as well as covering medical expenses.
This level of cover helps you if you’re responsible for damage to other people, passengers or their property and it will cover the cost of repairs. You are also covered if your taxi gets stolen or damaged by fire. HOWEVER, if you’re responsible for an accident, this level of cover will not help pay for repairs to your vehicle or any medical expenses, you will have to pay the costs.
This is the most basic level of cover you can purchase and the lowest that it legally required. This will help pay for any damage you cause to other vehicles and property. There is no cover for you or your taxi. If your vehicle is damaged or stolen, you won’t be able to claim back the cost.