Windscreen Repair Insurance

Don’t let a crack ruin your day

Kompare will assist you every step of the way. We work and kompare prices from the UK’s leading windscreen repair insurers so you don’t have to.

Finding cheap windscreen repair insurance is just one click away.

 
  Windscreen Fitter
  Crash&Body Repair

A cracked windscreen is a common car maintenance issue. Including windscreen repair cover on your motor trade insurance policy could guard you against any unwanted costs.

A flying stone, extremes of temperature inside and outside the vehicle, a minor accident… all these things can lead to chipped or broken windscreens. It’s always a good idea to check you’re insured in case your windscreen should get damaged and need fixing or replacing.

If you repair, buy, or sell cars, you’ll need the right insurance policies in place to cover you for anything that might go wrong. While a chipped windscreen may be the least of those potential issues, it’s still something you should account for when buying insurance.

What Are The Different Policy Types That I Can Take Out?

When taking out a windscreen repair insurance policy, you’ll be asked which type of cover you’d like to purchase. There are two levels of cover. Here are your options:

Road Risk

This is perfect for those based at home rather than at set premises. This helps cover the vehicles that are in the trader’s possession when on the road. This will help with situations such as driving a vehicle from your garage to a driveway, picking up or returning a vehicle to a customer, or testing a vehicle after repair work has finished.

Road Risk & Premises Cover

You will need a combined policy if you own and operate a business from a location, rather than out of your home. This is also essential if you employ workers, keep any stock, and store customers vehicles overnight.

Unsure About Which Policy You Need?

If you’re unsure about which policy you need to take out for your business, you can give one our specialist agents a call on 0800 812 1000 and they’ll be able to assist you with any questions that you may have. Alternatively, you can request for us to call you at a convenient time.

Sounds Like This Doesn’t Apply To You?

Not a problem.

We understand that a lot of professions in the Motor Trade industry can overlap. That’s why we have the facilities in place to find the right policy that’s tailor made for you. If you’re in the wrong place, choose one of the alternative professions below and we’ll take you straight to the page you’re looking for.

  Mechanics
  Vehicle Sales
  Breakdown/Recovery
  Combined
  Road risks
  Valeter
  Vehicle Delivery
  Breakers salvage
  Car Body Shop
  Other

Frequently Asked Questions

We understand that taking out windscreen repair insurance can seem quite daunting. That’s why we’ve put together a collection of FAQs to answer any questions that you may have.

Windscreen repair insurance allows you to reduce the cost of repairing or replacing your vehicle’s windscreen. Some policies may also pay to repair bodywork that’s damaged or scratched by broken glass. You should remember that driving with a damaged windscreen is dangerous and in some cases it could be judged to be illegal.
Some policies do not cover any windscreen damage. However, most insurers will allow owners to make their own arrangements to get windscreens replaced and reimburse them afterwards. Others may offer you compensation if the work is carried out by an approved company. It’s always important to check with your insurer whether or not your windscreens are covered under your policy.
It doesn’t have to be. Covering windscreens for repairs can be included as part of a bigger policy designed to account for all elements of your business. For example, if you only need to be covered for road risks, it’s a good idea to make sure you’re covered for windscreen damage too.