Can I drive for Uber on private hire insurance?
Yes. Uber is a private hire operator, so you need a private hire taxi insurance policy that includes hire and reward cover, not standard car insurance.
What Uber drivers need
Uber bookings are pre-arranged through the app, which makes the work private hire rather than public hire. To carry fare-paying passengers legally you must hold a private hire taxi insurance policy with hire and reward cover.
Before you can go online with Uber you'll typically need:
- A private hire driver's licence from your local council
- A licensed and inspected vehicle
- A valid hire and reward insurance certificate
Standard or social, domestic and pleasure car insurance will not cover you carrying passengers for payment, and driving without the right cover can invalidate your policy and lead to penalties. Compare specialist private hire quotes to make sure your cover matches the way you actually work.
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Can I use a normal car insurance policy for Uber?
No. Carrying paying passengers needs hire and reward cover. A standard policy would be void during Uber work.
Does Uber provide my insurance for me?
Uber may offer limited cover in some cases, but UK drivers are generally required to hold their own private hire policy. Check your operator's requirements.
Is Uber classed as public or private hire?
Private hire, because every journey is booked in advance through the app rather than hailed on the street.