Convicted Van Insurance Explained

Convicted van insurance is a type of insurance policy that provides coverage for van owners or drivers who have criminal convictions. It can be difficult for those with criminal records to find affordable van insurance, as many insurers view them as a higher risk.

Convicted van insurance policies generally include the same types of coverage as standard van insurance policies, such as road risks, goods in transit coverage, public liability coverage, and personal accident coverage. However, the premiums for convicted van insurance are typically higher than for standard van insurance, due to the increased risk associated with criminal convictions.

When applying for convicted van insurance, it is important to disclose all convictions, even if they are spent or no longer on your record. Failure to do so could result in the policy being invalidated, which could leave you without coverage in the event of an accident.

To find the best convicted van insurance policy, it is important to shop around and compare policies from different insurers. Some insurers specialize in providing insurance for those with criminal convictions and may offer more affordable rates. It is also a good idea to consider increasing the excess (the amount you pay towards a claim) to reduce the premium costs.